100 Inspirational Quotes from Forbes.com

http://www.forbes.com/sites/kevinkruse/2013/05/28/inspirational-quotes/

1.  Whatever the mind of man can conceive and believe, it can achieve. –Napoleon Hill
2. Your time is limited, so don’t waste it living someone else’s life. –Steve Jobs
3. Strive not to be a success, but rather to be of value. –Albert Einstein
4. Two roads diverged in a wood, and I took the one less traveled by, and that has made all the difference.  –Robert Frost
5. The common question that gets asked in business is, ‘why?’ That’s a good question, but an equally valid question is, ‘why not?’ -Jeffrey Bezos
6. You miss 100% of the shots you don’t take. –Wayne Gretzky
7. I’ve missed more than 9000 shots in my career. I’ve lost almost 300 games. 26 times I’ve been trusted to take the game winning shot and missed. I’ve failed over and over and over again in my life. And that is why I succeed. –Michael Jordan
8. Every strike brings me closer to the next home run. –Babe Ruth
9. Definiteness of purpose is the starting point of all achievement. –W. Clement Stone
10. Life is what happens to you while you’re busy making other plans. –John Lennon
11. We become what we think about. –Earl Nightingale
12. Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do, so throw off the bowlines, sail away from safe harbor, catch the trade winds in your sails.  Explore, Dream, Discover. –Mark Twain
13. Life is 10% what happens to me and 90% of how I react to it. –John Maxwell
14. If you do what you’ve always done, you’ll get what you’ve always gotten. –Tony Robbins
15. The mind is everything. What you think you become.  –Buddha
16. The best time to plant a tree was 20 years ago. The second best time is now. –Chinese Proverb
17. An unexamined life is not worth living. –Socrates
18. Eighty percent of success is showing up. –Woody Allen
19. Don’t wait. The time will never be just right. –Napoleon Hill
20. Winning isn’t everything, but wanting to win is. –Vince Lombardi
21. I am not a product of my circumstances. I am a product of my decisions. –Stephen Covey
22. Every child is an artist.  The problem is how to remain an artist once he grows up. –Pablo Picasso
23. You can never cross the ocean until you have the courage to lose sight of the shore. –Christopher Columbus
24. I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel. –Maya Angelou
25. Either you run the day, or the day runs you. –Jim Rohn
26. Whether you think you can or you think you can’t, you’re right. –Henry Ford
27. The two most important days in your life are the day you are born and the day you find out why. –Mark Twain
28. Whatever you can do, or dream you can, begin it.  Boldness has genius, power and magic in it. –Johann Wolfgang von Goethe
29. The best revenge is massive success. –Frank Sinatra
30. People often say that motivation doesn’t last. Well, neither does bathing.  That’s why we recommend it daily. –Zig Ziglar
31. Inspiration exists, but it must find you working. –Pablo Picasso
32. If you hear a voice within you say “you cannot paint,” then by all means paint and that voice will be silenced. –Vincent Van Gogh
33. There is only one way to avoid criticism: do nothing, say nothing, and be nothing. –Aristotle
34. Obstacles are those frightful things you see when you take your eyes off the goal. –Henry Ford
35. The only person you are destined to become is the person you decide to be. –Ralph Waldo Emerson
36. Go confidently in the direction of your dreams.  Live the life you have imagined. –Henry David Thoreau
37. When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say, I used everything you gave me. –Erma Bombeck
38. Successful people are always looking for opportunities to help others.  Unsuccessful people are always asking, “What’s in it for me?” – Brian Tracy
39. Certain things catch your eye, but pursue only those that capture the heart. – Ancient Indian Proverb
40. Believe you can and you’re halfway there. –Theodore Roosevelt
41. Everything you’ve ever wanted is on the other side of fear. –George Addair
42. We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light. –Plato
43. Once you choose hope, anything’s possible. –Christopher Reeve
44. Start where you are. Use what you have.  Do what you can. –Arthur Ashe
45. When I was 5 years old, my mother always told me that happiness was the key to life.  When I went to school, they asked me what I wanted to be when I grew up.  I wrote down ‘happy’.  They told me I didn’t understand the assignment, and I told them they didn’t understand life. –John Lennon
46. Fall seven times and stand up eight. –Japanese Proverb
47. When one door of happiness closes, another opens, but often we look so long at the closed door that we do not see the one that has been opened for us. –Helen Keller
48. Everything has beauty, but not everyone can see. –Confucious
49. How wonderful it is that nobody need wait a single moment before starting to improve the world. –Anne Frank
50. When I let go of what I am, I become what I might be. –Lao Tzu
51. The difference between a successful person and others is not lack of strength not a lack of knowledge but rather a lack of will. –Vince Lombardi
52. Happiness is not something readymade.  It comes from your own actions. –Dalai Lama
53. The only way of finding the limits of the possible is by going beyond them into the impossible. –Arthur C. Clarke
54. First, have a definite, clear practical ideal; a goal, an objective. Second, have the necessary means to achieve your ends; wisdom, money, materials, and methods. Third, adjust all your means to that end. –Aristotle
55. If the wind will not serve, take to the oars. –Latin Proverb
56. You can’t fall if you don’t climb.  But there’s no joy in living your whole life on the ground. –Unknown
57. Whoever loves much, performs much, and can accomplish much, and what is done in love is done well. –Vincent Van Gogh
58. Too many of us are not living our dreams because we are living our fears. –Les Brown
59. Challenges are what make life interesting and overcoming them is what makes life meaningful. –Joshua J. Marine
60. The way to get started is to quit talking and begin doing. –Walt Disney
61. I have been impressed with the urgency of doing. Knowing is not enough; we must apply. Being willing is not enough; we must do. –Leonardo da Vinci
62. Limitations live only in our minds.  But if we use our imaginations, our possibilities become limitless. –Jamie Paolinetti
63. Expose yourself to your deepest fear; after that, fear has no power, and the fear of freedom shrinks and vanishes.  You are free. –Jim Morrison
64. What’s money? A man is a success if he gets up in the morning and goes to bed at night and in between does what he wants to do. –Bob Dylan
65. I didn’t fail the test. I just found 100 ways to do it wrong. –Benjamin Franklin
66. In order to succeed, your desire for success should be greater than your fear of failure. –Bill Cosby
67. A person who never made a mistake never tried anything new. – Albert Einstein
68. The person who says it cannot be done should not interrupt the person who is doing it. –Chinese Proverb
69. There are no traffic jams along the extra mile. –Roger Staubach
70. It is never too late to be what you might have been. –George Eliot
71. You become what you believe. –Oprah Winfrey
72. I would rather die of passion than of boredom. –Vincent van Gogh
73. A truly rich man is one whose children run into his arms when his hands are empty. –Unknown
74. It is not what you do for your children, but what you have taught them to do for themselves, that will make them successful human beings.  –Ann Landers
75. If you want your children to turn out well, spend twice as much time with them, and half as much money. –Abigail Van Buren
76. Build your own dreams, or someone else will hire you to build theirs. –Farrah Gray
77. Without deviation from the norm, progress is not possible. –Frank Zappa
78. Education costs money.  But then so does ignorance. –Sir Claus Moser
79. Remember that the happiest people are not those getting more, but those giving more. –H. Jackson Brown, Jr.
80. It does not matter how slowly you go as long as you do not stop. –Confucius
81. Let the refining and improving of your own life keep you so busy that you have little time to criticize others. –H. Jackson Brown, Jr.
82. Remember that not getting what you want is sometimes a wonderful stroke of luck. –Dalai Lama
83. You can’t use up creativity.  The more you use, the more you have. –Maya Angelou
84. Dream big and dare to fail. –Norman Vaughan
85. Our lives begin to end the day we become silent about things that matter. –Martin Luther King Jr.
86. Do what you can, where you are, with what you have. –Teddy Roosevelt
87. The most common way people give up their power is by thinking they don’t have any. –Alice Walker
88. Dreaming, after all, is a form of planning. –Gloria Steinem
89. It’s your place in the world; it’s your life. Go on and do all you can with it, and make it the life you want to live. –Mae Jemison
90. You may be disappointed if you fail, but you are doomed if you don’t try. –Beverly Sills
91. Remember no one can make you feel inferior without your consent. –Eleanor Roosevelt
92. Life is what we make it, always has been, always will be. –Grandma Moses
93. The question isn’t who is going to let me; it’s who is going to stop me. –Ayn Rand
94. When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. –Henry Ford
95. It’s not the years in your life that count. It’s the life in your years. –Abraham Lincoln
96. Change your thoughts and you change your world. –Norman Vincent Peale
97. Either write something worth reading or do something worth writing. –Benjamin Franklin
98. Nothing is impossible, the word itself says, “I’m possible!” –Audrey Hepburn
99. The only way to do great work is to love what you do. –Steve Jobs
100. If you can dream it, you can achieve it. –Zig Ziglar

Is it really failure?

#startups #smallbiz is it failure or just "not planned success" if there's positive takeaways from your venture? What are your thoughts?
Twitter @brownkevinl
8-24-13



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Location:San Clemente,CA

Quotable Quotes

"Pinot Noir is like a tempestuos mistress that will leave you with a broken heart and an empty wallet' " But I still love it! 

What makes people overshare?

What Makes People Overshare? - WSJ.com http://ow.ly/l19O1

After arguing with her husband one Sunday, Vasavi Kumar was so upset that she called up her mom, her dad, her sister and three of her closest friends. "This is it," she told each one. "He is never going to understand me. I am getting a divorce."

Guess what happened the next day. Ms. Kumar and her husband made up. They said they were sorry, hugged and agreed to put the argument behind them. Yet Ms. Kumar, a 30-year-old life coach and social worker in Overland Park, Kan., still had some more apologizing to do—to six other people. "I dropped a bomb on everyone, but I was now fine and dandy," she says. "I had to go clean it up."

Ever share too much information—and you weren't even tipsy? I call it BYB—Blabbing Your Business. It's happening a lot these days thanks to reality TV and social media sites, where it's perfectly normal for people to share every single detail of their lives, no matter how mundane or personal. In the culture we live in, it's hard to remember that some things should be private.

It isn't all Facebook's fault. Experts say oversharing often happens when we are trying subconsciously to control our own anxiety. This effort is known as "self regulation" and here is how it works: When having a conversation, we can use up a lot of mental energy trying to manage the other person's impression of us. We try to look smart, witty and interesting, but the effort required to do this leaves less brain power to filter what we say and to whom.

This explains why people often blurt out embarrassing things to precisely the people they want to impress most, whether it's the boss, a first date or a future in-law.

Consider this scenario: Your boss walks by and doesn't make eye contact. You feel uneasy and think of something you need to discuss with him or her. "If you are psychologically aware, you will realize you are feeling anxious and picking up rejection cues," says Hal Shorey, a psychologist and assistant professor for the Institute for Graduate Clinical Psychology at Widener University in Chester, Pa. "You're trying to reestablish connection."

Does this work? Of course not. We often regret our disclosures, feel like an idiot—and then worry even more about what the listener is thinking. We may feel compelled to "fix" the situation, leading to—you guessed it—even more blabbing. It's a cruel downward spiral.

I know I'm not the only person who over-shares. I got the idea for this column after three people in one week said these terrifying words to me, "I want to tell you something I've never told anyone—not my spouse, my therapist, or my best friend."

Still, some people by nature blab more than others. They tend to be individuals with an anxious or "preoccupied" attachment style according to attachment theory, which psychologists developed starting in the mid-1900s. Our attachment system is the evolutionary byproduct of a process humans developed to stay alive, Dr. Shorey says. Attachment style is partly genetic, but it also is determined in part by how our parents related to us as young children.

There are three basic attachment types: Secure, anxious and avoidant. Secure people, roughly 55% of the population, had parents who were consistently caring and responsive; these people are typically loving and comfortable with intimacy. The other 45% have an attachment style that is more problematic—either anxious, avoidant or some combination.

Avoidant people, about 15% of the population, try to minimize closeness. Their parents typically were withholding or unresponsive. These folks aren't your blabbers. In fact, in interviews to determine personality type, therapists consider short, concise answers to be a marker of an avoidant attachment style.

Long, drawn-out answers typically indicate an anxious type. Anxious people, who make up roughly 15% of the population, typically had parents who were inconsistently nurturing. They are overly sensitive to social cues and prone to overmanaging their personal connections. (The other 15% are a combination.)

Of course, we all have our own bursting point, when under emotional stress we can no longer contain ourselves, says Sharon Gilchrest O'Neill, a Mount Kisco, N.Y., marriage and family therapist. "They think, 'Oh God, does that feel good to talk,' " she says. "But they're definitely not thinking of the other person and this may hurt their relationship."

The real trouble starts when you share information that isn't really yours to share. In her therapy practice, Ms. O'Neill says she regularly sees people who tell someone about their own marital problems, or a divorce or separation before it actually happens. Another common scenario involves mothers sharing information about their daughters. In all these cases, she says, "it usually comes back to haunt them."

So how do you stop yourself from blabbing too much? Do what your mother said: Stop and think before you open your mouth. "Go through the process in your mind where you walk through the ultimate effects of sharing," Ms. O'Neill says.

These are specific questions you should ask yourself, Dr. Shorey says. "Does my listener have time right now—and is he or she emotionally available to listen?" "Will your blabbing relieve your anxiety—or make it worse?" "In other words," Dr. Shorey says, "you can probably anticipate worrying that your boss will think you're an idiot for oversharing if you just take the time to think about it."

If you should find that you said too much, how do you recover? Most people think it's a good idea to go back and apologize. Most often, though, it isn't. "When I work with people in my office, I try to help them think through what the consequences will be," Ms. O'Neill says. "Will there be a boomerang effect?"

If you decide your listener has fundamentally changed the way he or she sees you, then apologize, but keep it short and low-key. "You should say, 'Listen, I don't want to make a big deal of this, but I want you to know I embarrassed myself and this isn't like me,' " Ms. O'Neill says. "And leave it at that."

Ms. Kumar recalls she was always an oversharer. Her childhood nickname was "Loose Lips." "I did it primarily as a way to connect with people, to get them to like me," she says.

When she called her father to apologize for telling him prematurely that she was getting a divorce, he started to cry. "He said, 'I just can't take this anymore. I am getting too old. I am taking blood-pressure medication. I have a nervous breakdown every time I see your name come up on the phone.' "

These days, Ms. Kumar says before speaking she asks herself, "Why am I sharing this with this specific person? What am I looking for here?"

"Otherwise, it's almost like you've spilled this debris over people's lives, telling them your stuff," she says. "And then you have to go back and clean up the mess you created."

Too Much Information: Avoid It, Recover From It

1. Recognize situations where you might overshare. You might be eager to make a good impression or nervous about what others think of you.

2. Before revealing information, ask yourself, "Does the listener have time to listen? Is he or she emotionally available at this time?"

3. Will sharing, rather than relieve anxiety, make you feel more anxious? Then don't.

4. Imagine the negative effects of oversharing and the regret you might feel afterward.

If you have overshared...

1. Think twice about revisiting the topic with the listener. He or she will probably forget about it if you don't drag out the awkwardness.

2. If you must return to the subject, keep it brief.

3. Your message is an apology. Don't seek approval. State your apology in as few words as possible and move on.

Sources: Sharon Gilchrest O'Neill, Hal Shorey

—Write to Elizabeth Bernstein at Bonds@wsj.com 

7 Secrets About Amassing & Maintaing Wealth

7 Secrets Wealthy People Know about Amassing and Maintaining a Fortune

By Abram Brown 
Becoming wealthy enough to keep the wolf from your door doesn't mean an end to unwanted callers. For every newly minted billionaire, there are cautionary tales of the well-heeled undone by visits from the the tax man, the loan officer and Uncle Sam himself.

A fortune requires finesse. As well as a willingness to embrace financial exotica, trips to Bermuda and the drive to start your own business--as a survey of FORBES' knowledge of the world's wealthiest people reveals. Below are seven tricks, secrets and maneuvers regularly conducted by those with more than a shekel or two to accumulate and maintain their fortunes.

1. Start Your Own BusinessClick over to FORBES' roll of billionaires, and you'll notice something if you dig into the biographies. Nearly all of the 1,426 billionaires  made their fortunes through an entrepreneurial spirit (or their fortunes come from a family member who created the business). Ten-figure sums aren't earned by rising through corporate ranks. They're made from creating the whole shebang from scratch. It will likely occur by happenstance, in the most unsuspecting of ways. Recall that the world's fourth richest man, the aforementioned Buffett, left the working world in 1955 with plans to retire. Shortly after, cajoled by a seven-person group of family and friends, twentysomething Buffett formed a partnership that laid the groundwork for his $53.5 billion fortune. He did so over a small dinner at the Omaha Club.

2. Put Growth Investments In A Roth IRA

The investments with the greatest potential for growth should go into a Roth IRA. They sit there tax free, and as long as you wait until the age requirement (59 and a half), withdraws won't be levied either. Employees at fast-growing private companies often go this route. Peter Thiel did it as CEO of PayPal in 2001, buying 1.7 million shares for 30 cents a share through his Roth. The 2002 eBay acquisition of PayPal make those shares produce a $31.5 million profit. The man who founded PayPal with Thiel, Max Levchin, has also done something similar. His Roth has already sold 3.1 million Yelp shares and holds another 3.9 million. Result: some $95 million that an elder Levchin can withdraw tax free.

3. Find Stocks You'll Never Sell

At the forefront of investing royalty in the last century was an intense man with round glasses from northern California named Philip Fisher. He became the first to author an investing book that crackedThe New York Times bestseller list with Common Stocks and Uncommon Profits in 1958. It became an establishing text for modern growth investing, laying out a 15-point strategy that wound up catching the attention of a young man from Nebraska: Warren Buffett, who would make tens of billions of dollars through a combination of Fisher's tenets and those by value investing founding father Benjamin Graham.

Today, Fisher's son, Ken, is also a billionaire. He manages a $42 billion asset management company, and still calls northern California home. The younger Fisher is perhaps more value oriented than his father--especially favoring the price/sales ratio when assessing a company's worth--but there's a particular point in his father's work that he says is never far from his mind. Probably because it plays well in value investing, too. It's the idea that you buy a stock with the mentality to own it forever.

Papa Fisher had good reason to buy and never let go. He faced capital gains rates that topped 45%. (Today's, by contrast, cap gains are much lower at 20% or so.) He bought DuPont and Dow Chemical in the 1930s, selling them only four decades or so later. He picked up Motorola in the 1980s, and still owned shares when he died at age 96 in 2004.

Does such a mentality have a place in today's world of milisecond trading? "If done right, yes," says the younger Fisher. "People aren't perfect, though."

4. Insurance, Bermuda-Style

The latest tax loophole exploited by hedge funds involves the reinsurance business. A whole host of billionaire hedge fund managers have started Bermuda-based reinsurance companies since 2011,according to Bloomberg, and the roll includes bold-faced names like John Paulson, SAC Capital Advisors' Stevie Cohen, Third Point's Dan Loeb. (They were inspired by Greenlight Capital's David Einhorn.) By sending money through these companies, the hedge funds recycle it and reduce personal income taxes and delay the eventual tax bill. Normally the managers would be paying either ordinary income taxes (39.6%) or long-term capital gains taxes (20%).

5. Make Your Corporation Pay You

Ever heard of these corporations: Screaming Lord Baltic, Flip-Flop Films or On Nets Above People? Probably not, unless you're toiling in Warner Brothers' back-office.

Each of those entities were incorporated by an entertainer, specifically those advised by Scott Feinstein, who reps celebs like Aaron Paul, Hilary Duff and Taylor Lautner. Feinstein suggests the maneuver because it allows clients to better manage taxes and expenses. Celebs many times have trouble deducting some of large business expenses they face.  "These are people paying out like 20% or 40% in their income in expenses," to people like agents and managers, Feinstein says. Why can't the silver-screen crowd make the deductions? The Alternative Minimum Tax, something every American pays. "It effects something like 20 million Americans, and it limits how many expenses you take to eliminate your taxable income."

To get around this, celebs start a corporation and instruct producers to pay the corporation, not them directly. (The government made an exception for entertainers to earn wages this way, Feinstein says. You, in all likelihood, can not.) The corporation, in turn, pays the entourage, and the star emerges with a lowered taxable income.

While Feinstein favors this method, he refuses to take the blame for the oddity of the corporate names: "I tell them to come up with something that means something to them." Screaming Lord Baltic. Huh.

6. Think Like Zuck. Think Trusts

Doubts about Facebook the company's longevity aside, Mark Zuckerberg and his co-founder Dustin Moskovitz have already taken steps to secure their family's legacy. As FORBES reported last March, Zuckerberg and Moskovitz put pre-IPO stock into a type of financial instrument called a grantor retained annuity trust (GRAT). The pair, by FORBES estimates, wound up moving more than $200 million to the trusts. Future payouts will avoid the 45% gift tax that existed (in 2008) when these trusts were created. Perhaps not as cool as sliding $1 billion past the IRS, but a GRAT is especially useful for stashing away hard-to-value assets, like private companies shares, because it allows changes to the trust's details if you're audited.

7. Cash Flow Is Important. Buy MLPs, Sell The Steak House

Where does Brad Pitt put his multi-million-dollar paychecks? It's not too much to presume that he, like much of Hollywood, has money invested in master limited partnerships (MLPs). Conversations with five of Hollywood's top money managers revealed a cult following for these stocks, which generate strong yields and cash flow. Like real estate investment trusts, MLPs pay no taxes. Hence, they have more to share with investors, and payouts are more lightly taxed.

They're certainly more than one-hit wonders. The Alerian MLP Index's returns beat the S&P 500's on a 1-year, 3-year-, 5-year and 10-year basis. The index, holding some 50 MLPs, favors gas-and-oil infrastructure companies like Enterprise Products Partners, Kinder Morgan and Plains All American Pipeline.

Alan Goldman, a Los Angeles business manager with a star-studded rolodex and client roster, says he's often left talking his crew out of pitches on the next trendy restaurant, instead advising more consistent investments, like MLPs. "We find that they need to be more conservative than Joe Average." Goldman sighs. "The restaurants are very, very popular with entertainers. We look at something like a restaurant and just assume that the money is gone."

Don't Reward Failure

Reward vs. Punishment: What Motivates People More? | Inc.com http://ow.ly/kk12V

As the Marquis de Sade taught us long ago, penalties are far more motivating than rewards. Economists argue that we are more inclined to avoid actual loss than to strive for conditional benefits.

This tendency is called loss aversion. It has been measured for decades, but only recently have researchers begun studying its influence on workplace productivity.

In a study of 150 public-school teachers in Chicago Heights, Illinois, University of Chicago economist John List split the teachers into two groups and told both that their bonuses would be linked to student test scores. Teachers in the first would receive a bonus at the end of the year if student test scores improved. Members of the second group received a check for $4,000 in September and agreed to return the money if test scores failed to rise by June. Loss aversion worked: Teachers who faced the threat of having to refund their bonuses produced student test scores that were about 7 percentage points higher on average than the scores of students with teachers in the conventional bonus plan.

Since then, List has favored revising the traditional bonus structure.

Although he doesn't recommend business owners actually give out money and then take it away, he suggests telling employees up front that the bonus will be theirs if they meet their goals. If not, it will be reduced or retracted completely.

Warning: Don't set the stakes too high. Studies on choking show that the more pressure people are under, the more likely even seasoned professionals are to screw up.

As a business owner, you can boost your own productivity by setting consequences. Online services like stickK.com let users sign up, set a goal, appoint a referee to track their progress, and pledge money if they fail to reach their targets. That money can either be donated to a favorite charity or, to really up the stakes, a so-called anticharity. For example, do you hate guns? Miss your goal, and stickK will kindly donate your cash to the National Rifle Association.


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Some interesting thoughts on Amazon doing it right for long term value!